ULIPIndia.com (hereinafter referred to as the “Website”, “us”, “we” or “our”) has adopted this Privacy Policy to protect the privacy of its Website users. This Privacy Policy is only in effect for the Websites created by us. We deeply care about the personal information about our customers and website visitors. Our goal is to be as transparent and forthright as possible. This Privacy Policy describes how we collect, use and keep secure your Personally Identifiable Information in accordance with the Information Technology (Reasonable Security Practices And Procedure and Sensitive Personal Data or Information) Rules, 2011 and the Information Technology Act, 2008.

By using this Website, you agree to our use of your personal information (including sensitive personal information) in accordance with this Privacy Policy, which may be amended from time to time at our discretion.

Personal information subject to this Privacy Policy will be collected and retained by ULIPIndia, with a registered office at Kalasree, Puthussery Bhagamm Vayala Post, Adoor, Kerala, India.

Acceptance of this Privacy Policy

By accessing and using our Services, you signify your acceptance to the terms of this Privacy Policy. Where we require your consent to process your personal information, we will ask for your consent to the collection, use and disclosure of your personal information as described further below.

If you do not consent to such usage or you are not comfortable with any of this Privacy Policy, you should immediately discontinue access or use of our Services and Website. If you continue accessing our Website further, it shall be deemed that you have given us your consent.

What Data/Information do we collect?

How do we use the data or information collected by our Site?

Please note: We never sell your personal information. We only use it for the following purposes:


We use “Cookies” to collect additional Website usage data and improve the Website and our Services. To analyse trends, administer the Website, track visitor’s movement and measure the number of visitors on various sections of Website so that the Website becomes more meaningful to the visitors. 

What are Cookies?

A “Cookies” is a small piece of data or information – like a username and password – that are used to identify your device used to access the Website. For this policy (“Cookie Policy”), any other similar technologies such as web beacons, pixels and other similar technologies shall be covered under the term Cookies. Cookies help the website to remember information about your visits, such as your preferred language and other options, to facilitate your next visit and make the site/Website easier and more useful.

Clicking the ‘allow’ button we assume that you accept the use of cookies by this Website.

Cookies help the website owners to distinguish you from other visitors and serve you relevant content and advertisements. There are several forms of Cookies ranging from necessary to analytical, marketing, persistent, etc. which may be stored on your device to ensure an optimal, personalized, customized and enhanced experience on our Website.

How Cookies will be used?

How to reject or delete your cookies?

Disclosure or Sharing of Data/Information (Third Party Data Collection)

User Discretion and Opt-out

Data Storage and Deletion

Children’s Privacy

Security Measures

We employ commercially reasonable security methods to prevent unauthorized access to the Website, to maintain data accuracy and to ensure the correct use of the information we hold.

The registered user of the Website, the information of your account is protected through a password. We recommend that you do not divulge your password to anyone. Our personnel will never ask for your password through any unsolicited phone call or email.

We always try to protect your information that we hold, but we cannot guarantee the security of any information you transmit to us and you do so at your own risk, as no data transmission over the internet or any wireless network can be guaranteed to be perfectly secure.

Changes to Privacy Policy

We may update this Privacy Policy from time to time, therefore you are requested to check the update periodically for any changes. 

We will notify you of any changes by posting the new privacy policy on this page so that you are aware of what information we collect, how we use it, and under what circumstances, if any we use and/or disclose it.

Breach Notifications

If any of your personal data has been breached, we would inform you and the respective data protection agencies as to the accidents without any undue delay, if there are high risks of violation of your rights as data subject. We would do our best to minimize any such risks.


We hope that this Privacy Policy has helped you understand how your personal data will be dealt with at ULIPIndia.com. We will take care of your personal data, so you can use our Services without being feared of any privacy issues.

If you wish to contact us for any grievance regarding our Privacy Policy, you can email your grievance to our grievance officer. The Grievance Officer is appointed in compliance with the applicable laws including but not limited to the Information Technology Act, 2000 and the Consumer Protection Act, 2019. 

The details of all our officers can be found below:

Grievance Officer

Email Address: Grievance@UlipIndia.com

Contact No.: +91 81294 30 444

Address: 7th Floor, Center A, Alapatt Heritage Building, Kochi, Kerala, India

Nodal Officer

Email Address: Grievance@UlipIndia.com

Contact No.: +91 81294 20 444

Address: 7th Floor, Center A, Alapatt Heritage Building, Kochi, Kerala, India

Compliance Officer

Email Address: Grievance@UlipIndia.com

Contact No.: +91 81294 20 444

Address: 7th Floor, Center A, Alapatt Heritage Building, Kochi, Kerala, India

We will seek to redress your grievance without any undue delay and in accordance with the requirement of the applicable law. To know more about our Grievance Redressal Mechanism, please visit our Terms and Conditions.

Last Updated on 10-March-2022